No question. Credit is the key determinant of your ability to get a loan and/or the terms of that loan. The better the credit, the better the terms. The credit scoring system is imperfect, but it is the best we have to predict the likelihood of a borrower’s ability and willingness to pay back a […]
https://www.downsizecolumbus.com/wp-content/uploads/2020/01/bad-credit-good-credit.jpg3311000webmasterhttps://www.downsizecolumbus.com/wp-content/uploads/2017/07/DownSize_Columbus_200h.png?_t=1499099122webmaster2020-02-15 01:42:202020-01-04 01:44:41My credit is bad. Can I buy a house?
Getting a mortgage is a little like getting married: it is a highly intrusive dive into the financials of your life, and you sign a 30-year commitment. Who you choose to trust with the details is very important and goes way beyond an interest rate? But let’s talk about that interest rate: this little number […]
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Real estate licensing differs in the 50 states in the United States. In Ohio, a licensed Realtor has completed 120 hours of education and passed an exam on State and Federal laws. Our profession requires honesty held in place by written rules and continuing education on servicing the public with the highest standards of ethics. […]
https://www.downsizecolumbus.com/wp-content/uploads/2020/02/realtor-showing-home.jpg2951000webmasterhttps://www.downsizecolumbus.com/wp-content/uploads/2017/07/DownSize_Columbus_200h.png?_t=1499099122webmaster2020-01-15 01:17:192020-01-04 01:30:37All Realtors are licensed: are they all good?
I get it. You are a DIY-er and you can find lots of great information (and houses!) on the internet so why get tangled up with a high-pressure salesperson? The truth is: you don’t have to. Just like anything else you CAN buy a house without independent representation. And if the homeowner is not using […]
https://www.downsizecolumbus.com/wp-content/uploads/2020/01/finding-homes-banner.jpg3611000webmasterhttps://www.downsizecolumbus.com/wp-content/uploads/2017/07/DownSize_Columbus_200h.png?_t=1499099122webmaster2020-01-01 15:13:552020-01-03 15:18:05I’m finding homes on the internet. Do I need my own Realtor?
In 2010 my daughter went to college out of state. Lindsay was 18. It was her first time sleeping outside her own bedroom. She is gregarious by nature – I didn’t have a lot of worries when I boarded the plane to leave, but I did tell her I would call regularly to make sure […]
You’ve heard the truism “a journey of a thousand miles begins with the first step”. This is true when it comes to getting rid of ‘stuff.’ The challenge of removing a mountain of ‘things’ begins with disposing of the first thing. Too many people get overwhelmed by the height or volume of the mountain and […]
https://www.downsizecolumbus.com/wp-content/uploads/2018/02/football.jpg6671000webmasterhttps://www.downsizecolumbus.com/wp-content/uploads/2017/07/DownSize_Columbus_200h.png?_t=1499099122webmaster2018-02-13 01:56:582018-02-13 01:59:45Tip #1: Avoid Tackling Everything at Once
My credit is bad. Can I buy a house?
DownSize NewsNo question. Credit is the key determinant of your ability to get a loan and/or the terms of that loan. The better the credit, the better the terms. The credit scoring system is imperfect, but it is the best we have to predict the likelihood of a borrower’s ability and willingness to pay back a […]
Is the interest rate all that matters when choosing a mortgage broker?
DownSize NewsGetting a mortgage is a little like getting married: it is a highly intrusive dive into the financials of your life, and you sign a 30-year commitment. Who you choose to trust with the details is very important and goes way beyond an interest rate? But let’s talk about that interest rate: this little number […]
All Realtors are licensed: are they all good?
DownSize NewsReal estate licensing differs in the 50 states in the United States. In Ohio, a licensed Realtor has completed 120 hours of education and passed an exam on State and Federal laws. Our profession requires honesty held in place by written rules and continuing education on servicing the public with the highest standards of ethics. […]
I’m finding homes on the internet. Do I need my own Realtor?
DownSize NewsI get it. You are a DIY-er and you can find lots of great information (and houses!) on the internet so why get tangled up with a high-pressure salesperson? The truth is: you don’t have to. Just like anything else you CAN buy a house without independent representation. And if the homeowner is not using […]
I Didn’t Know… Mom Owned a Bathing Suit
DownSize NewsIn 2010 my daughter went to college out of state. Lindsay was 18. It was her first time sleeping outside her own bedroom. She is gregarious by nature – I didn’t have a lot of worries when I boarded the plane to leave, but I did tell her I would call regularly to make sure […]
Tip #1: Avoid Tackling Everything at Once
DownSize NewsYou’ve heard the truism “a journey of a thousand miles begins with the first step”. This is true when it comes to getting rid of ‘stuff.’ The challenge of removing a mountain of ‘things’ begins with disposing of the first thing. Too many people get overwhelmed by the height or volume of the mountain and […]